BOA Extended Overdrawn Balance Charges Class Action Settlement (


Bank of America has agreed to a mind blowing $66.6 million dollar settlement in regards to the class action lawsuit entitled Joanne Farrell, et al. v. Bank of America NA.

Class members in the case contend that the National Bank Act’s usury limit was violated by Bank of American when they wrongfully assessed customers “extended overdrawn balance charges”

Bank of America denies any actions of wrong doing but have agreed to the $66,600,000 settlement in order to avoid further litigation.

Who should file a claim?

Anyone in the United States who had a BOA checking account between the dates of 2/25/14 to 12/30/17 and were assessed at least one extended overdrawn balance charge that was not refunded.

A claim form is not required.  Class members can obtain all the gut wrenching details about the case by clicking the FAQ link below:

class action lawsuits faq Contact Points

  • Mail: EOBC Litigation, c/o Epiq, P.O. Box 3170, Portland, OR 97208-3170
  • Phone: 1-888-396-9598
  • Email: Not available

BOA Extended Overdrawn Balance Charges Class Action Settlement Dates

  • 4/20/2018: Exclude/Objection Deadline
  • 6/18/2018: Settlement Fairness Hearing Highlights

  • Proof of purchase is not needed
  • No Claim Form is required, Class Members will automatically benefit from this settlement unless they opt out
  • Settlement benefits will come in the form of cash benefits or debt relief

Class members who file valid claims will be represented by Hassan Zavareei, Jeff Ostrow, Bryan Gowdy, Cristina Pierson, and John R. Hargrove.

The lawsuit is listed as case number 3:16-cv-00492-L-WVG and is pending in the U.S. District Court for the Southern District of California.

Settlement Website


  1. I was sent an email about this a while ago and it said that I was already part of this settlement but I haven’t heard anything in quite a while.when will I hear anything about this?

      • Hi I called that number it tells you nothing about when you’re going to receive your check no phone number is listed to call anybody to speak to a physical person this is horrible

      • There is now updated status there is nothing saying anything about a pay out you cannot call the number because there’s no one live that answers the phone it’s all automated and it says nothing about the pay out we should’ve received their checks by now

    • I also tried that website and the phone number there’s no information about when we’re getting our checks in the mail nobody to physically contact this is not good it’s ridiculous

    • I also tried that website and the phone number there’s no information about when we’re getting our checks in the mail That phone number is all automated it tells you nothing about when the checks are coming out there is no physical person you can contact I had the papers delivered to me in the mail because I requested them that still doesn’t tell me anything about when the payout is coming and I really wish I opted out of this and got my own lawyer because I got charged probably close to $700 in fees $35 fees to be exact and my current bank is doing this to me also I’m thinking about talking to a lawyer about that

  2. Hi my name is Melissa McBride I have been sitting here waiting for my Bank of America settlement for I don’t know how long if this is caused me not to be able to open up checking account I do have a business account but I can’t open up my own personal account because of this reason I did not do this to myself Bank of America fucked up. and I would appreciate it if someone in the working world of lawyers in Congress and whoever else has to do with this kid figure their crap out there are Americans out there that need to get on with life and do stuff and pay bills.


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